Do you let your 8 year old smoke?

8yearoldSmokerJust thought it was odd when I was renewing my policy during open enrollment for Blue Cross Blue Shield. Can’t believe it’s an option, but I’m sure if you clicked next on the signup wizard you would be denied coverage and reported to DSS. At least, that’s what should happen.

An a side note, I got a letter from South Carolina Blues saying that there are cheaper options than I currently have. There was also a slam about our “current administration” in there too. But the shocking thing is I compared the two plans and one of them was $300 cheaper for the EXACT same coverage. Let that be a warning to you. Go check out your open enrollment options, don’t let your same policy roll over. You could be paying more than you should.

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Punishing people with Healthcare Prices

For as long as I’ve been employed I’ve had healthcare coverage. But since I now work for a company that doesn’t provide those benefits, I’m on my own to purchase it. First of all, it shouldn’t be called Healthcare, it’s should be called catastrophic sick care. The only reason you need it is if you wind up in the hospital so that you don’t ruin your life financially.

Why punish people who make more money? I get the same coverage as my neighbor but I’m paying twice as much because I make more money? That makes no sense. It’s like paying twice as much for gasoline and groceries just because I bring home more green. Sure, I could shop at Whole Foods or Earth Fare, but I shop at Aldi and Walmart because Blue Cross and Blue Shield is bleeding me dry.

Tax reform is on the agenda this fall, but it doesn’t matter. Whatever minimal break I get on the taxes won’t begin to cover the heaping piles of cash my healthcare provider is raking in. I’ll get the same (or worse) coverage for an exponential rate increase.

Fall is the worst season of the year

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  1. Seasonal Effective Disorder is real
  2. All clients at work want everything done so they relax at Thanksgiving and Christmas.
  3. Home school activities ramp up so we can enjoy the Holidays
  4. Crazy busy with sports
  5. Cold air now makes my bones and back hurt
  6. Mold is in the air and makes me sick
  7. Dead leaves are depressing, messy and moldy
  8. Pumpkin spice is disgusting and should be on a controlled substance list
  9. Making sure you start Christmas shopping early enough so you can actually enjoy the Holiday season.
  10. My “wheels fall off” my vehicles requiring repairs when I’m already spending money on buying gifts.

How to calm your anxiety

  • Drink lots of booze, actually, this makes it worse because of dehydration
  • Drink more coffee, we’ll maybe not, caffeine puts you on edge
  • Yell at your family. This never helps. Just makes your family not like you.
  • Don’t exercise, well maybe you should. It will increase oxygen flow to your brain and burn off all that anxiety energy
  • Become more self centered. Well, maybe you should serve others. The whole reason there are needles in your mind is because you’re too focused on you.
  • Don’t talk to anyone. Well, maybe, seek professional help if you feel like you will hurt yourself or someone near you. Research any pills they try to shove down your throat. Don’t have faith in Morpheus like Neo did.
  • Just remember, in 100 years you will be dead.
  • Learn about a person named Jesus. That will help with the whole dead part.

How to prepare for a Hurricane

Panic – Start freaking out right away because it always helps.

Horde – Buy up all the milk, bread, eggs, and water. Buy as much as you can. It will rot in your fridge because you will lose power.

Ignore traffic laws – Run red lights, try to ram the cars pulling out in front of you. Walk across busy streets with dark clothing.

Fight – If you feel like someone is stopping you from hording, or you want to prevent someone from hording, then fight them.

Don’t do any of this. Just remain calm and pay attention to your local officials. They have your best interest in mind. You will be in lots of traffic coming and going, so be patient. If someone is being an idiot, just let them. If you have to scramble at the last minute for water, non-perishables, ice, or generators, then it’s already too late.

Slow Carb Diet Cheat Day Report

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Biscuits and Gravy from Tudor’s Biscuit World (2004)

The slow carb diet is now a permanent lifestyle change for me. I’ve been doing the diet/lifestyle since January of 2016. According to my doctor my weight peaked at about 292 lbs. Right before Thanksgiving 2016 I weight in at 233 lbs and during that year and did not do one bit of exercise. You can read about the diet on Tim Ferris website or buy his book the Four Hour Body. I did both.

What I love most about the diet is how well you feel during the week, your mind is sharp and you have a overall feeling of wellness. What I used to love but not so much anymore is the cheat day. You can eat whatever you want, quite literally. I think my progress has slowed down because I don’t do a proper cheat day anymore and I don’t eat enough during the week. I don’t like the cheat day because I feel miserable the day of and the day after. Well, I did a proper cheat day yesterday and here are the results.

  • Everything Bagel with Jalapeno Cream Cheese (6am)
  • Biscuits and Gravy with a side of grits and slice of french toast (10am)
  • Cool Ranch Doritos (12pm)
  • Thai Curry Chicken and 2 shrimp wontons (1pm)
  • Pretzel and Cheese Combos (3pm)
  • Kettle Corn (3pm)
  • Pretzel Bun Burger (6pm)
    • Extra sharp cheese,
    • Thick cut bacon
    • spicy BBQ sauce
  • Waffle Fries
  • Ice cream – Ben and Jerry’s Everything but the…(9pm)

I’ve started to do more cardio because I want to be able to run with my kids on the softball/baseball field and not get so gassed. When we go to waterparks I want to be able to walk up the all those steps without it feeling like someone is stabbing me in the legs and lungs. The extra weight loss has helped, I noticed a difference from year to year. I seem to have more success in the fall because I’m not traveling and there are no major Holiday’s to do an extra cheat day, so I’m looking forward to getting rid of that last 20-30lbs.

How to choose exercise equipment

It’s frustrating to purchase exercise equipment. Not because it’s expensive but there are unrealistic expectation in the commercials. You always see super fit people using the equipment. Why not show some regular people or some people who are really out of shape struggling to untangle themselves from the BoFlex cables. Show us how easy it is to use. Don’t show us some elite athlete who is maxing out the equipment. You are setting us up for failure.